en-us English
en-us Englishes-mx Spanish
Andrew Lugo -Loan Officer Appointment
  • Purchase
  • Refinance
  • Loan Programs
    • FHA
    • Conventional
    • VA
    • USDA
    • Jumbo Loans
    • 15 Year Fixed Mortgage
    • 30 Year Fixed Mortgage
    • Reverse Mortgages
    • 203K Loans
    • HARP Loan
    • Adjustable Rate Mortgage
  • Free Tools
    • Pre-Qualification Letter
    • Refinance Analysis
    • Mortgage Calculator
    • Home Insurance Quote
  • Loan Process
    • Required Documents
    • Mortgage Calculator
  • Reviews
    • Google review
    • Zillow Review
  • (831) 229-5044
  • Blog
  • 👍 Apply Now
  • Menu Menu

YOUR FIRST $1000

Mortgage, News, Uncategorized
Read more
February 19, 2026
https://www.andylugolending.com/wp-content/uploads/2026/02/ANDREW-LUGO-23.jpg 1417 1417 Andrew Lugo https://www.andylugolending.com/wp-content/uploads/2025/11/NEXA-Lending-new-logo-1.png Andrew Lugo2026-02-19 13:05:162026-02-19 13:05:16YOUR FIRST $1000

COMPRANDO CONDOMINIO?

Mortgage, News, Uncategorized
Read more
February 18, 2026
https://www.andylugolending.com/wp-content/uploads/2026/02/ANDREW-LUGO-22.jpg 1417 1417 Andrew Lugo https://www.andylugolending.com/wp-content/uploads/2025/11/NEXA-Lending-new-logo-1.png Andrew Lugo2026-02-18 17:42:162026-02-18 17:42:16COMPRANDO CONDOMINIO?

IF UPFRONT

Mortgage, News, Uncategorized
Read more
February 17, 2026
https://www.andylugolending.com/wp-content/uploads/2026/02/ANDREW-LUGO-21.jpg 1417 1417 Andrew Lugo https://www.andylugolending.com/wp-content/uploads/2025/11/NEXA-Lending-new-logo-1.png Andrew Lugo2026-02-17 21:55:022026-02-17 21:55:02IF UPFRONT
Page 1 of 103123›»
Get a Rate Quote in Just 30 Seconds!
Mortgage rates change daily and vary depending on your unique situation. Get your FREE customized quote here .
Get My Custom Rate Quote Now!
NEXA Lending LLC.
www.nexamortgage.com
NMLS #1660690
AZMB #0944059
An Equal Housing Lender All Rights Reserved. © 2026
Contact Us
5559 S Sossaman Rd
Building 1 #101,
Mesa, AZ 85212
(831) 229-5044
andylugolending@gmail.com
Proud Supporter of

Resources

  • Loan Programs
  • Loan Process
  • Document Checklist
  • Blog
  • FREE Home Purchase Qualifier
  • How To Improve Your Credit Score
  • Terms & Conditions
  • Privacy Policy
  • NMLS Consumer Access
  • NMLS #212011
  • About Andrew Lugo
  • {texas-license}
  • Why I Joined NEXA Lending
  • Realtor Partners
  • Login
  • Registration
  • Upcoming Events
  • {mortgage-talk}

This is not an offer to enter into an agreement. Not all customers will qualify. Information, rates and programs are subject to change without notice. All products are subject to credit and property approval. Other restrictions and limitations may apply. Copyright © 2026 | NEXA Lending LLC.
Licensed In: CA, NMLS # 212011 | NMLS ID 1660690 | AZMB #0944059
Corporate Address : 5559 S Sossaman Rd Building 1 #101, Mesa, AZ 85212

Andrew Services all of
California
© Copyright - Andrew Lugo -Loan Officer | Powered By MLOBOX
    • Privacy Policy
    • NMLS Consumer Access
    • (831) 229-5044
    • Join NEXA Lending
    Scroll to top

    Where Should We Send You The Link To Attend The Live Info Session?

    • Banks Fight For Your Business

      As brokers, we shop your scenario with 30+ lenders to get you the best rate.

    • No Lender Fees

      We don't charge any lender fees, saving you on average $1,600 over retail banks.

    • Won't Impact Credit Score

      We make sure the numbers work before running your credit.

    Where Should We Send You The Link To Attend The Live Info Session?

    • Banks Fight For Your Business

      As brokers, we shop your scenario with 30+ lenders to get you the best rate.

    • No Lender Fees

      We don't charge any lender fees, saving you on average $1,600 over retail banks.

    • Won't Impact Credit Score

      We make sure the numbers work before running your credit.

    Step 1 of 26

    3%

    Where Should We Send You The Link To Attend The Live Info Session?

    • Banks Fight For Your Business

      As brokers, we shop your scenario with 30+ lenders to get you the best rate.

    • No Lender Fees

      We don't charge any lender fees, saving you on average $1,600 over retail banks.

    • Won't Impact Credit Score

      We make sure the numbers work before running your credit.

    Quick Rate Check

    • Banks Fight For Your Business

      As brokers, we shop your scenario with 30+ lenders to get you the best rate.

    • No Lender Fees

      We don't charge any lender fees, saving you on average $1,600 over retail banks.

    • Won't Impact Credit Score

      We make sure the numbers work before running your credit.

    Step 1 of 5

    20%
    • Drop files here or
      Accepted file types: jpg, gif, png, pdf, doc, docx, Max. file size: 12 MB, Max. files: 10.
        Let me know what are your primary goals for refinancing? Please select all that apply!
      • What email address should we send your loan options to?
      • Want us to text you your loan options instead of email so you can get it quicker?

      Where Should We Send You The Link To Attend The Live Info Session?

      • Banks Fight For Your Business

        As brokers, we shop your scenario with 30+ lenders to get you the best rate.

      • No Lender Fees

        We don't charge any lender fees, saving you on average $1,600 over retail banks.

      • Won't Impact Credit Score

        We make sure the numbers work before running your credit.

      Step 1 of 3

      33%
      • What email address should we send your loan options to?
      • Want us to text you your loan options instead of email so you can get it quicker?
      Call Today! (831) 229-5044
      andylugolending@gmail.com

      Step 1 of 16

      6%
      • FREE Home Purchase Qualifier

        Do you know how much home you can afford? Take the first step by getting pre-approved here for FREE!

      • Great! What type of property are you purchasing?

      • Estimate your credit score.

      • Is this your first property purchase?

      • What is your current property purchase situation?

      • What is the purchase price of the new property?

      • What is your estimated down payment?

      • What kind of rate do you prefer?

      • What is your gross annual household income?

      • What is your employment status?

      • Bankruptcy, short sale, or foreclosure in the last 3 years?

      • Can you show proof of income?

      • Are you working with a real estate agent?

      • What is your full name?

      • What is your email address?

      • What is your phone number?

      NMLS Consumer Look Up | NMLS 212011

      Where Should We Send You The Link To Attend The Live Info Session?

      • NEXA’S GROWTH

        Nexa Grew 926% in 2019 (went from 42 to 389 loan officers in 2019 and we just hit 500th LOs as February 28th 2020 ) 756 Los joined Nexa Mortgage till No

      • LOW INTEREST RATES.

        NEXA offer super low interest rates Stop saying you sell service and not rates, when you and I both KNOW you can sell low rates AND service (processing, loan scenario, marketing, even AE’s and UW support from our top lenders ALL One Click away.

      • Additional Free MLOBOX

        Grow your brand with MLOBOX.
        ✅ Your own branded Website.
        ✅ Your Own Graphic Designer Team!
        ✅ Personalized Businesss cards, Flyers & More..

        Let's start your new journey

      JOIN NEXA MORTGAGE
      sponsored by Andrew Lugo

      NEXA Mortgage is an equal opportunity employer.

      Andrew Lugo
      Loan Officer
      Schedule a Phone Call With Me
      NMLS#
      212011
      Cell
      (831) 229-5044
      Fax
      877-736-6367
      Email
      andylugolending@gmail.com
      Apply Now