pedro ramirez2024-06-24We are incredibly grateful for everything Andy has done for me and my family. We first met Andy in 2013 when he helped us secure a home loan when we purchased our first home. Recently, he helped us refinance as we prepare for our move and upcoming second home purchase. Andy has always been patient, helpful, and ready to address all our inquiries. He consistently goes above and beyond in his assistance. He kept us updated throughout the process and supported us every step of the way. Thank you, Andy!Justin Sylvester2024-02-21Andrew was great! As a first time home buyer during the pandemic and the housing market crises, where real estate companies were biding way over asking prices. Andrew worked with me and my wife to finance a home that we needed and can afford. I will recommend Andrew to everyone that’s taking the very intimidating first step to buying a new home. Thank you Andrew!!!!Lorenzo Ruiz2024-02-01"We recently had the pleasure of working with Andy to secure a loan for our new property. From the very beginning, Andy was dedicated to educating my wife and me on the various loan products available, and he provided us with 24/7 access to communications and information. The process involved multiple loan scenarios and pre-qualification letters, which Andy handled with ease, even on short notice. Throughout the escrow period, we received frequent updates on the status of our loan application. Despite a delay caused by the seller, the loan was cleared for loan docs in only 19 days, which was impressive. Overall, we were extremely satisfied with the level of service Andy provided, and we would highly recommend him to anyone in need of a loan."NORMA IBARRA2023-12-18Andrew Lugo was great in helping get me my mortgage loan..Thank youNancy Kay Johnson2023-12-13Mr. Lugo went above and beyond when he processed my last loan. I ended up saving thousands of dollars, on flood insurance, because he went the extra mile to research flood maps and my property line. I would definitely go back to him, should I ever need another mortgage.Kelly J. Conley2023-10-03Working with Andrew Lugo was an excellent experience for my wife and I when we purchased our new home in Lakewood, CA a couple of years ago. Andrew was able to guide us through all the steps of the transaction, and recommend excellent structuring ideas so that we would end up paying less interest, fees, and cash out-of-pocket at closing. As a professional full time Realtor, I now recommend Andrew to all my clients to ensure that they get the best financing that is truly customizable to fit their unique situation. I will also continue to use Andrew wholeheartedly for all my investment and commercial property loan opportunities as well.Javier Cuan-Martinez2023-08-01Andrew was responsive and attentive during the 3 month house search my family and I went through. I would definitely recommend his services to whomever needs themDaniele Boneddu2023-07-03I recently had the pleasure of working with Andrew for my condo loan, and I must say that my experience with Trusted Rate was great. From the moment I contacted them, their team demonstrated professionalism, knowledge, and a commitment to helping me secure the best loan option. The application process was seamless, thanks to their clear communication and quick responses to my all my questions (I am first-time homebuyer so I had A LOT). They took the time to understand my financial situation and goals and overall, I cannot recommend Andrew and Trusted Rate highly enough.Bryan Arnette2023-03-105 out of 5 would highly recommend. As a first time home buyer, Andy went out of his way to make the home buying process as easy as possible. He was extremely responsive, patient with my many questions, and very informative about the process. When I ran into an issue we game planned a few alternatives and ultimately made the purchase happen without any issues. Thanks Andy!John Hauffen2023-03-09Andrew was very good at keeping us informed as the loan progressed and had our best interests in mind at all times.Load more
Andrew Lugo
Loan Officer